Costs that are paid directly by the patient rather than by insurance
मरीज द्वारा सीधे भुगतान किए गए खर्चे जो बीमा द्वारा नहीं होते
English Usage: "Her out-of-pocket costs for the surgery were higher than expected."
Hindi Usage: "उसके सर्जरी के लिए बाहर के खर्चे अपेक्षा से अधिक थे।"